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About Us

HedgeGuard Senior Benefits Group, LLC is an independent agency that specializes in final expense life insurance. We represent over 15 high rated final expense life insurance companies, so we shop these insurance companies for you to get the best coverage at the best price.

Our goal is to give you peace of mind. We do this by…

• Answering your questions in an easy to understand way
• Giving you quotes and designing a plan that fits in your budget
• Giving you respect, being friendly and kind with no high pressure sales tactics
• Educating and giving you advice on the best price and coverage for final expense insurance needs


With us, we operate entirely over the phone, Internet and email, so you can choose which way you want to reach out to us. We promise to give you peace of mind by providing you with information to make an informed decision about your final expense life insurance plan.

An Independent Agent Advantage

HedgeGuard Senior Benefits Group, LLC represents a carefully selected group of financially strong, reputable insurance companies. Therefore, we are able to offer you the best coverage at the most competitive price.

What is an Independent Insurance Agent?

When you decide to buy a car, you wouldn’t purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn’t have a choice!

The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family’s financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, you wouldn’t have a choice. The only solution would be going to that one company.

With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.

An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.

When you buy insurance, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, because it’s up to you to make the final choice.